Auto & Truck Loans
Get behind the wheel with a fair rate
Finance a new pickup, a used SUV, or a stock trailer with simple terms and a quick answer from people you know.
New and used
Rates from 6.99% APR on new vehicles.
Trucks & trailers
Financing for work trucks, stock trailers, and RVs.
Refinance
Move a higher-rate loan from another lender.
Up to 72 months
Pick a term that fits your monthly budget.
Rates as of September 28, 2026
Auto loan rates
| Product | Term | Rate | APR | Notes |
|---|---|---|---|---|
| New Auto & Truck | Up to 72 months | 6.99% | 6.99% | Fixed |
| Used Auto & Truck | Up to 60 months | 7.49% | 7.49% | Fixed |
Rates shown are illustrative figures for a fictional bank and are not offers of credit or deposit products.
How it works
Three simple steps
- 01
Get pre-approved
Apply online and shop knowing your budget.
- 02
Pick your vehicle
Buy from a dealer or a private seller.
- 03
Drive
Funds go straight to your checking account.
Questions
Frequently asked
Can't find your answer? Our Menard team is happy to help.
Do you finance private-party sales?+
Yes. We can pay the seller directly once the title is ready.
Is there a prepayment penalty?+
No. Pay your loan off early any time.
Ready to bank with neighbors?
Open demo checking and savings in about five minutes. No real money required.