Personal Loans
Fixed payments for life's plans
Borrow $1,000 to $35,000 for a wedding, medical bills, or debt consolidation with a fixed rate and a fixed payment.
$1,000 to $35,000
Borrow what you need, nothing more.
Fixed rate
Your payment never changes.
Fast funding
Approved loans deposit straight into checking.
No prepayment penalty
Save interest by paying early.
Rates as of September 28, 2026
Personal loan rates
| Product | Term | Rate | APR | Notes |
|---|---|---|---|---|
| Personal Loan | 12 to 60 months | 10.99% | 10.99% | Fixed |
Rates shown are illustrative figures for a fictional bank and are not offers of credit or deposit products.
How it works
Three simple steps
- 01
Apply online
Choose an amount and term from your dashboard.
- 02
Get a decision
Your relationship manager reviews and decides.
- 03
Receive funds
Approved funds post to your checking account.
Questions
Frequently asked
Can't find your answer? Our Menard team is happy to help.
Will checking my rate affect my credit?+
This demo never pulls credit. A real lender would explain its credit inquiry process here.
Ready to bank with neighbors?
Open demo checking and savings in about five minutes. No real money required.