Business Checking
Banking built for Main Street
From the feed store to the dental office, our business accounts keep cash moving with local support and straightforward pricing.

For every size
Accounts for sole proprietors through multi-location companies.
Multiple users
Give your bookkeeper access with their own sign-in.
Bill pay & ACH
Pay vendors and run payroll from online banking.
Local banker
One banker who knows your business by name.
Compare
Find the right fit
For small businesses
Main Street Checking
$0 monthly fee
- 200 free transactions a month
- $5,000 free cash deposits
- Free online banking
Growing businesses
Commerce Checking
$15 or $0 with $10,000 balance
- 500 free transactions a month
- Positive pay
- ACH origination
High-volume operations
Analysis Checking
Earnings credit offsets fees
- Unlimited transactions
- Remote deposit capture
- Sweep options
How it works
Three simple steps
- 01
Gather documents
A real bank would ask for formation documents and an EIN.
- 02
Meet your banker
We learn how your business works.
- 03
Open & integrate
Connect accounting software and start banking.
Questions
Frequently asked
Can't find your answer? Our Menard team is happy to help.
Can I open a business account online?+
In this demo, business accounts are shown for illustration. Contact us to see how a real onboarding flow would work.
Ready to bank with neighbors?
Open demo checking and savings in about five minutes. No real money required.