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No. It is a fictional bank built by software engineering students as a capstone project. It is not chartered, licensed, or FDIC insured, and it does not hold real money.

No. Every deposit method in online banking is simulated. No card is charged and no money moves. Never send real funds to anyone claiming to represent this site.

The project's goal is to show that the team can build and operate a production-quality banking platform. The demo banner and disclaimer appear on every page so no one is misled.

Choose Open an account, fill in your details, and your checking and savings accounts are created instantly with account numbers you can see on your dashboard.

It is shown at the top of your dashboard and on each account's detail page. Share it with your relationship manager so they can service your accounts.

Use the Forgot password link on the sign-in page. We will email you a secure reset link.

A banker assigned to help you with deposits, withdrawals, loans, and escrow. They can see only the customers assigned to them.

Sandbox debit card (instant), ACH from another bank, mobile check deposit, and incoming wire. Your relationship manager can enable or disable methods on your profile.

ACH, check, and wire deposits are reviewed by your relationship manager before they post. Card deposits post immediately.

Enter the other member's account number and the amount. Internal transfers post instantly.

Withdrawal requests are reviewed and approved by your relationship manager, usually within one business day.

Open the Loans page in online banking and choose Apply. Your relationship manager reviews and decides.

You fund an escrow from your account and write the release conditions. An escrow officer releases or refunds the funds. See the Escrow Services page.

Open the Insurance page in online banking and request a quote for home, auto, life, or renters coverage.